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Struggling with ideas of what to give for Christmas this year? Everyone agonizes over that perfect present, but an increasing trend is to simply give money as a Christmas gift. In the current economic climate no one will be upset at receiving a little extra cash, but is it what you really want under your tree on Christmas morning? According to a survey carried out by banking group First Direct, over $500 million is expected to be paid out in Christmas cash, with around 20% of the 1,200 people interviewed expecting money as a present. The average amount given works out at around 80 Euros, or £60.

Personal financial management meets the information age in this article that offers to do more with money. These four websites offer a full range for every preference, from the startup to the industry leader, and they're all free.

According to the Centers for Disease Control and Prevention, every year, over one million Americans suffer a heart attack. About 450,000 of those are fatal. People know the usual risk factors for heart attacks include smoking, alcohol intake, weight, and a history and/or family history of high blood pressure, high cholesterol or diabetes. But now a new area of research is looking into another link for heart attacks - the relationship between sleep apnea and heart dysfunction.

UPDATE: Cash for Clunkers is continuing in and after August 2009! Both the United States House and Senate have approved the Cash for Clunkers or C.A.R.S. program to pay government money to people to turn in old gas guzzling vehicles. The idea is to offer government cash for cars with low MPG and give incentives for buying new, more efficient automobiles

Selecting the best debt consolidation company is vitally important. Find the right provider and it is possible to consolidate credit cards, small loans, medical bills and a variety of unsecured debts and put them all under one roof. Debt refinancing not only simplifies family finances, it can also considerably reduce monthly repayments.

The difference between a good cup of coffee and a bad one can be striking. Good coffee comes not just from fine coffee beans but also from careful roasting and skilled brewing. Likewise, good espresso is an art -- and in New York City it's not hard to find. Dozens of world-class coffee shops have popped up all over New York City over the last few years. In other words, there's no reason to settle for low-quality, even if you don't know the difference between an Americano and a Macchiato (the former is espresso with 1-2 cups of water; the latter is a shot of espresso with a bit of steamed milk). Look no further to find the best cup of coffee in NYC.

The Christmas stocking ritual is one of the most beloved and universal traditions of the holiday season. While it might seem easiest to grab a few gift cards to get the job done. Why not get creative and take advantage of this wonderful opportunity to choose items that add some romance and extra special sparkle to Christmas morning. These gifts are timeless, long lasting and will always bring a smile to the one you love.

Located in north-eastern Indiana, the flea market at Shipshewana is one of the largest flea markets in the Midwest. People have been visiting this historic town for a long time and with good reason. Visitors come here to shop, to purchase items at the auction, to get a glimpse of what Amish living is like, and let’s not forget to taste the amazing food.

Not many country bands have enjoyed the same level of success as Alabama - their 25 year reign at the top of the charts, from 1977 to 2002, only coming to an end when the much-loved foursome decided to call it quits in 2003.

By Chuck Mikolajczak